Signs He Is Taking Advantage Of You Financially (10 Clear-Cut Signs Of Financial Exploitation)

Have you ever suspected someone of taking advantage of you financially?

It can be a tricky situation to detect, but there are telltale signs that can help you identify if this is happening.

Awareness of these signs could save you from becoming a victim of financial abuse, so pay attention and listen to what your instincts tell you.

Understanding the psychological mechanisms at work can help empower you to stand up for yourself and find solutions that protect your best interests.

Signs He Is Taking Advantage Of You Financially

Signs He Is Taking Advantage Of You Financially

Relationships take a lot of trust, and financial relationships are no exception. If you think that your significant other is taking advantage of you financially, it’s important to understand the signs.

They may be asking to borrow money frequently, not paying their half of the expenses, or pressuring you to give them money when asked.

Other signs to look out for include increased interest in discussing finances and unexpected gifts after you agree to something with financial implications.

It could also go beyond just talking about finances, with your partner attempting to control your bank accounts and even manipulate your salary or take credit for budgeting decisions made by yourself.

Recognizing these signs early can help put an end to any financial exploitation right away and protect you from further harm.

10 Signs He Is Taking Advantage Of You Financially

1. He Never Pays For Anything

If Your Partner Never Pays For Anything, Even When You Are Out On A Date Or When You Need Help With Something, It’s A Sign That He Is Taking Advantage Of You Financially.

If your partner never contributes financially, whether it be for a date night out or when you need help with something small or large, it could be indicative of a bigger issue.

In instances like this, it is important to understand that your partner may be taking advantage of you financially, which should not be taken lightly.

It is important to note that if your partner never pays for anything, they are likely expecting something in return; this could come in the form of favors, gifts, or other forms of payment.

It’s also possible that they are trying to control you by making sure you don’t have money to spend on yourself. This kind of behavior is an indicator that there is an imbalance in power dynamics in the relationship and can lead to further manipulation down the line.

Financially abusive relationships are often characterized by one partner withholding access to money as a way of controlling their partner’s behavior; this is unacceptable and should not be tolerated.

If you find yourself in such a situation, it is important to seek help from someone who understands financial abuse. A trained professional can provide support and resources for escaping such situations and will work with you to create a plan for getting back on track financially.

He Never Pays For Anything

2. He Always Borrows Money

If Your Partner Is Constantly Borrowing Money From You And Never Seems To Pay It Back, It’S A Red Flag That He Is Using You For Financial Support.

If your partner is constantly asking to borrow money and never repaying it, this could be a sign that they are taking advantage of you financially.

They might claim to need the funds for an emergency or a temporary financial setback, but if they continue to ask for more without ever paying back the amount they borrowed, chances are they are not being truthful.

Furthermore, this type of behavior could indicate that your partner has a lack of regard for your financial well-being or doesn’t respect your boundaries.

If you choose to loan or give money to your partner, you may want to set clear limits and expectations on how and when it will be paid back.

It is important for both parties involved to have an honest conversation about their finances so that both parties understand the risks associated with lending money.

3. He Expects You To Pay For Everything

If Your Partner Expects You To Pay For Everything, It’s A Sign That He Is Taking Advantage Of Your Financial Resources.

When your partner expects you to shoulder the financial burden alone, it creates an inequitable dynamic where you bear the majority of the expenses.

This behavior can manifest in various ways, such as always relying on you to cover bills, outings, groceries, vacations, or any other shared expenses. They may conveniently overlook their own financial obligations or make excuses for not contributing their fair share.

One of the most significant concerns in this scenario is the imbalance of financial power it creates. By placing the financial burden solely on you, your partner effectively controls the purse strings and limits your ability to make choices and pursue your own financial goals.

It can create a sense of dependency, leaving you feeling trapped and obligated to support them financially.

Moreover, this type of behavior can be indicative of a lack of respect for your financial boundaries and a disregard for your financial well-being.

Your partner may not consider your financial obligations, such as debts, savings goals, or future plans. They may expect you to sacrifice your financial stability to meet their wants and needs, without reciprocating or considering the impact it has on you.

This type of behavior is detrimental and can cause long-term damage to the trust in the relationship. It is important to recognize this kind of behavior and address it right away by having an honest conversation with your partner about financial expectations.

Read More About  22 Things To Do When You Miss Your Long-Distance Boyfriend

It is also important that both members of the relationship contribute equally and fairly when it comes to paying for things. If this situation persists, it could put a strain on the relationship and cause unnecessary stress and tension.

He Expects You To Pay For Everything

4. He Doesn’t Contribute To Household Expenses

If Your Partner Lives With You But Doesn’t Contribute To Household Expenses Like Rent, Utilities, Or Groceries, It’S A Clear Indication That He Is Taking Advantage Of You Financially.

If your partner lives with you but doesn’t contribute to necessary household expenses, it is a clear sign that they are taking advantage of your financial situation.

Not only does this put an unnecessary strain on your finances, but it also shows a lack of respect for the relationship.

Your partner not contributing to rent, utilities or groceries indicates that they are more focused on getting something for free rather than supporting you and the shared household.

This highlights the fact that they are in the relationship solely for their benefit and may be willing to use any resources they can get their hands on – while not providing anything in return.

This behavior should never be tolerated as it shows an extreme lack of regard for both you and the relationship.

If your partner continues to exhibit such behaviors, you must have a serious conversation with them about what is expected in a healthy relationship – which includes financially supporting one another.

5. He Always Wants To Control The Finances

If Your Partner Is Always Trying To Control The Finances, It’S A Sign That He Wants To Keep You In The Dark About How Much Money He’S Spending.

If your partner is always seeking control over the finances, it can be a red flag that they have ulterior motives. By assuming sole responsibility for managing the money, they effectively keep you in the dark about the true state of your joint finances.

This lack of transparency allows them to spend money without your knowledge, potentially putting you at a disadvantage and creating an imbalance of power in the relationship.

Financial control can manifest in various ways, such as always handling bill payments, monitoring bank accounts without your involvement, or refusing to share financial information with you.

They may resist discussions about financial planning, dismiss your concerns, or dismissively label them as unnecessary.

This behavior not only restricts your understanding of your financial situation but also undermines your ability to make informed decisions about your shared future.

In such circumstances, it is important to evaluate whether your partner’s actions stem from a genuine desire to protect and manage the finances responsibly, or if they are driven by a desire to maintain dominance and control over you.

Signs of financial manipulation may include using money as a means of manipulation or coercion, dictating how you should spend or save your own earnings, or making significant financial decisions without your consent.

He Always Wants To Control The Finances

6. He Pressures You To Buy Things You Can’t Afford

If Your Partner Is Always Pressuring You To Buy Things You Can’t Afford, It’S A Sign That He Doesn’T Care About Your Financial Well-Being.

If your partner is constantly pressuring you to buy things that you cannot afford, it is a clear sign that they do not have your best financial interests at heart.

Not only are they not respecting your current financial situation, but they are potentially putting you in a worse and more precarious financial position.

It is important to remember that no matter how much someone may love you or care for you if they prioritize their wants over your needs and ignore the fact that what they are asking of you financially is impossible, then it demonstrates a lack of respect for your well-being and security.

In addition to pressuring their partner to buy items that are out of reach financially, some partners may also use guilt-tripping and emotional manipulation tactics to get what they want.

This can further exacerbate the problem because it creates an unhealthy power dynamic in the relationship where one person feels obligated to give in simply due to feeling guilty or manipulated into doing so.

Ultimately, if someone pressures you into purchases you cannot afford, it indicates a disregard for your long-term financial health and should be addressed as soon as possible by either talking through the issue with them or seeking assistance from an outside source such as a financial advisor or therapist.

7. He Spends Money Recklessly

If Your Partner Is Always Spending Money Recklessly And Doesn’t Seem To Care About The Consequences, It’S A Sign That He Is Taking Advantage Of Your Financial Stability.

Reckless spending is characterized by impulsive and excessive purchases, often without regard for budget constraints or long-term financial goals.

When your partner engages in this behavior and shows little concern for the impact it has on your financial stability, it demonstrates a lack of respect for your financial well-being.

One of the primary concerns with reckless spending is the potential strain it can place on your joint finances.

Your partner’s actions may lead to mounting debts, financial stress, and an inability to meet essential financial obligations. Their disregard for financial responsibility can jeopardize your financial security and future plans.

Moreover, this behavior can create an unequal balance of financial power within the relationship. By consistently spending money recklessly, your partner may rely on your stability to bail them out of financial difficulties or cover their expenses.

Read More About  Key Traits That Reveal His Narcissistic Nature (10 Warning Signs)

This can leave you feeling burdened and taken advantage of, as you are left to shoulder the consequences of their irresponsible actions.

It’s important to recognize that financial decisions should be made collaboratively, with both partners considering the impact on each other’s financial well-being.

Reckless spending without considering your financial stability reflects a lack of consideration and potentially a sense of entitlement on your partner’s part.

8. He Never Talks About Finances

If Your Partner Never Talks About Finances Or Avoids The Topic Altogether, It’s A Sign That He Doesn’T Want To Be Held Accountable For His Spending Habits.

If your partner never talks about finances or avoids the topic altogether, it’s a sign that he doesn’t want to be held accountable for his financial habits.

This could indicate a lack of fiscal responsibility, as well as a desire to maintain secrecy and control over the money in their life.

Not discussing finances may mean that your partner does not feel comfortable sharing financial information with you or is unwilling to discuss budgeting and other important money topics.

It could also suggest underlying issues in the relationship, such as trustworthiness and communication.

By avoiding talking about finances altogether, your partner may be trying to cover up bad spending habits such as impulse purchases, gambling, overspending or even concealing debt from you.

This lack of transparency can lead to tension between both partners and put a strain on the relationship overall.

It is therefore important to communicate openly and honestly with each other when it comes to finances so that both partners are on the same page regarding money decisions.

9. He Expects You To Give Him Gifts

If Your Partner Always Expects You To Give Him Gifts But Never Reciprocates, It’S A Sign That He Is Taking Advantage Of Your Generosity.

Gift-giving should be a two-way street, where both partners show appreciation and thoughtfulness towards each other. It is a way to celebrate special occasions, express love, and demonstrate that you value your partner.

However, if your partner constantly expects you to give them gifts while failing to reciprocate, it can create an imbalance and put a strain on the relationship.

One of the key concerns with this behavior is the disregard for your feelings and the lack of consideration for your own financial resources.

Your partner may not take into account your financial situation or understand the effort and sacrifice you put into selecting and purchasing gifts. They may take your generosity for granted and come to expect it as a given, without recognizing the importance of reciprocity.

Moreover, their expectation of gifts without giving in return can be a sign of entitlement and a lack of appreciation for your efforts.

It may indicate a mindset where they prioritize their own wants and desires above the emotional connection and mutual exchange that gift-giving represents. This dynamic can erode trust and lead to feelings of resentment and frustration on your part.

To maintain a healthy relationship, it is important to remember that relationships involve two people who both take an equal part in providing love, support, and appreciation for each other.

Unilateral giving without any form of reciprocation will only lead to imbalance and disharmony.

10. He Makes You Feel Guilty For Not Spending Money

If Your Partner Makes You Feel Guilty For Not Spending Money On Him Or For Not Being Able To Afford Things, It’s A Sign That He Is Manipulating You For Financial Gain.

If your partner makes you feel guilty for not spending money on him or for not being able to afford things, it’s a sign that he is manipulating you for financial gain.

This type of guilt-tripping is a classic manipulative tactic used by those looking to exploit others financially. Even if your partner claims his motives are out of love and concern, the underlying purpose is to control and exert power over you through emotional manipulation.

Your partner might use statements like “You don’t love me enough if you won’t spend money on me” or “I deserve better than this” as a way of making you feel obligated to purchase expensive items or services.

He may also resort to tactics like pouting and refusing to give attention until he gets what he wants.

In addition, be mindful of any requests for money that could potentially leave you in an uncomfortable financial situation — such as taking out loans or sacrificing important savings to keep up with his demands.

If your partner continues to pressure you into spending more than you can afford, this may be an indication of deeper issues in the relationship such as lack of trust, respect, and appreciation.

Make sure that such behavior isn’t tolerated and speak up when necessary.

He Makes You Feel Guilty For Not Spending Money

Q: What Should I Do If My Partner Always Wants To Control The Finances?

A: It’s important to address the issue and have an open conversation about your concerns. Express the need for transparency and involvement in financial matters.

Q: Is It Normal For My Partner To Expect Me To Pay For Everything In The Relationship?

A: No, it is not normal or healthy for one partner to consistently expect the other to bear the entire financial burden. In a balanced relationship, both partners should contribute proportionately to shared expenses and support each other’s financial well-being.

Q: How Do I Establish Financial Boundaries In My Relationship To Avoid Being Taken Advantage Of?

A: Start by having open and honest conversations about financial expectations and responsibilities. Set clear boundaries regarding shared expenses, individual financial goals, and decision-making processes. It is crucial to maintain transparency, fairness, and open communication in financial matters.

Read More About  Signs He Is Denying His Feelings For You (10 Helpful Signs)

Q: Should I Seek Professional Help If I Suspect My Partner Is Exploiting Me Financially?

A: Yes, seeking professional help can be beneficial. A couples therapist or financial advisor can provide guidance and support in navigating the complex dynamics of financial exploitation within a relationship.

Q: When Is It Time To Reconsider The Future Of My Relationship If Financial Exploitation Persists?

A: If your partner consistently takes advantage of you financially and refuses to address the issue or make necessary changes, it may be a sign of deeper imbalances and a lack of respect within the relationship.

In such cases, it is important to prioritize your own financial well-being and consider whether the relationship is sustainable and healthy for you in the long run.

Q: How Can I Protect Myself From Financial Exploitation In A Relationship?

A: Start by being proactive and informed about your financial situation. Stay actively involved in financial decisions, keep track of your own finances, and maintain separate bank accounts if needed. Establish and communicate your financial boundaries clearly to your partner.

Q: What Are Some Warning Signs That My Partner Is Manipulating Me Financially?

A: Warning signs may include your partner constantly pressuring you for money, demanding access to your financial accounts, restricting your access to funds, or using money as a means of control or coercion.

Q: Can financial exploitation be a form of emotional abuse?

A: Yes, financial exploitation can be a form of emotional abuse. It can lead to feelings of powerlessness, dependence, and a loss of self-worth. Manipulating someone financially can also be a tactic used to exert control and maintain dominance within the relationship.

Q: Should I Confront My Partner Directly If I Suspect Financial Exploitation?

A: Yes, it is important to address your concerns directly with your partner. Initiate an open and honest conversation about your feelings and observations. Express the need for equal participation, transparency, and fairness in financial matters.

Q: Are There Legal Actions I Can Take If I Am Being Financially Exploited By My Partner?

A: If you believe you are being financially exploited, it may be advisable to consult with a lawyer who specializes in family law or domestic abuse.

Q: Can Financial Exploitation Occur In Other Types Of Relationships, Such As Friendships Or Family Relationships?

A: Yes, financial exploitation can occur in various types of relationships, including friendships and family relationships. It is not limited to romantic partnerships. Any relationship where one party takes advantage of another’s financial resources without consent or fair exchange can be considered financial exploitation.


In conclusion, being aware of the signs of financial exploitation within a relationship is crucial for protecting your financial well-being and maintaining a healthy partnership.

It is essential to recognize behaviors such as controlling the finances, expecting you to pay for everything, not reciprocating gifts, or engaging in reckless spending without consideration for the consequences.

When your partner takes advantage of you financially, it creates an imbalance of power, erodes trust, and undermines the foundation of a healthy relationship.

It is important to address these issues through open and honest communication, setting clear boundaries, and seeking professional help if necessary.